Terms of Service

Last updated: May 9, 2026 · Effective: May 9, 2026

These Terms govern your use of CardPrepAI, an AI-powered card grading preparation service operated by X3 Collectibles LLC ("we", "us", "CardPrepAI"), a Michigan limited liability company. By using the service or joining our waitlist, you agree to these Terms.

1. The service

CardPrepAI provides AI-generated grade predictions, counterfeit detection, ROI calculations, and submission-form preparation for trading cards. We are not a grading service, not affiliated with PSA, SGC, CGC, or any third-party grader, and do not determine final grades.

2. AI predictions are estimates

Grade predictions are statistical estimates based on AI analysis of card photographs and reference data. Each prediction includes a confidence score. Actual grades are determined solely by the grading service you submit to. We do not guarantee any specific grade outcome.

You assume all risk of submitting cards for grading. CardPrepAI's role is decision-support — not a guarantee.

3. Account & eligibility

You must be 18 or older to create a paid account. Free-tier waitlist signup requires a valid email and acceptance of these Terms.

4. Subscriptions, billing, refunds

Pro is $49/month. Concierge is $199/month. Shop tier is $499/month. Founding-member discounts apply only to accounts created during the waitlist period and may not be combined with other promotions. Subscriptions auto-renew until canceled. Cancel anytime via the Stripe Customer Portal — cancellation takes effect at the end of the current billing period. No partial refunds for partial months. If a subscription was charged in error, contact [email protected] within 14 days.

5. Acceptable use

You may not (a) reverse-engineer the AI model; (b) submit images you do not own or have permission to use; (c) use the service for fraud, money-laundering, or sale of counterfeit goods; (d) resell access to the service without a Shop tier subscription.

6. Intellectual property

You retain ownership of cards you photograph and any data you upload. You grant us a non-exclusive license to process those images for the purpose of running the service. We retain ownership of the AI models, code, branding, and predictions.

7. Disclaimer of warranties

The service is provided "as is" without warranty of any kind. We disclaim all implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that predictions will be accurate, that the service will be uninterrupted, or that any specific grade will result.

8. Limitation of liability

To the maximum extent permitted by law, X3 Collectibles LLC's total aggregate liability arising out of or related to the service is limited to the greater of (a) the total amount you paid us in the 12 months preceding the claim, or (b) $100. We are not liable for lost profits, lost grading opportunities, lost auction value, or consequential, incidental, indirect, special, or punitive damages.

9. Indemnification

You agree to indemnify and hold harmless X3 Collectibles LLC, its members, officers, and affiliates from any claim arising from your use of the service, your breach of these Terms, or your submission of cards to a grading service based on our predictions.

10. Governing law & dispute resolution

These Terms are governed by the laws of the State of Michigan, without regard to conflict-of-law principles. Disputes will be resolved by binding arbitration in Livingston County, Michigan, under the rules of the American Arbitration Association, except that either party may seek injunctive relief in court.

11. Changes

We may update these Terms. Material changes will be notified via email at least 14 days before they take effect. Continued use after the effective date constitutes acceptance.

12. Contact

X3 Collectibles LLC · Howell, Michigan · [email protected]